Loan Against Securities

Get liquidity by leveraging your existing securities without selling them.

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Loan Against Securities

What is a Loan Against Securities?

Loan Against Securities (LAS) allows you to borrow funds by pledging your existing financial assets such as shares, mutual funds, ETFs, or bonds. It helps you access liquidity without selling your investments.

  • No need to liquidate your investments
  • Quick approval and disbursal
  • Flexible repayment tenure
  • Competitive interest rates
  • Transparent terms & conditions

Eligible Securities

Stocks & Shares

Pledge listed shares on NSE/BSE to get instant liquidity while retaining ownership.

Mutual Funds / ETFs

Leverage your mutual fund or ETF holdings without redeeming them.

Bonds & Debentures

Use government or corporate bonds as collateral for easy access to funds.

Benefits of Loan Against Securities

Quick Disbursal
No Sale of Assets
Flexible Tenure
Retain Ownership

Loan Against Securities FAQs

Listed shares, mutual funds, ETFs, bonds, and debentures are eligible, subject to bank approval.

LTV ratio depends on the type of security and market value, typically between 50%–75%.

Yes, prepayment is allowed as per the lender's terms, often without penalties.

Get a Loan Against Your Securities

Access funds quickly while retaining ownership of your financial assets.

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